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Eltropy Acquires Lexop to Modernize Loan Repayment and Collections for Credit Unions and Community Banks

Jan 06, 2025 - financialpost.com
Eltropy, an AI-powered unified conversations platform for community financial institutions (CFIs), has acquired Lexop, a collections technology provider, to modernize loan repayment and collections for credit unions and community banks. This acquisition aims to address the inefficiencies of traditional debt collection methods by integrating Lexop's self-cure solutions with Eltropy's AI-driven communications platform. The partnership will enable CFIs to reduce delinquencies, collect payments faster, and enhance borrower experiences by offering digital wallet payment options and automated, empathetic communication strategies.

The acquisition aligns with trends in financial services, such as the rise of digital wallets and AI, and aims to transform debt repayment into a seamless, proactive process. Eltropy's expanded platform will now offer comprehensive member servicing, including AI-driven payment reminders, real-time settlement, and reporting, and 24/7 self-service payment options. This move is part of Eltropy's broader strategy to create a unified platform for CFIs, following previous acquisitions of POPi/o and Marsview, enhancing its capabilities in video banking and conversation intelligence.

Key takeaways:

  • Eltropy has acquired Lexop to modernize loan repayment and collections for credit unions and community banks.
  • The acquisition aims to address inefficiencies in traditional loan repayment methods by integrating AI-driven communications and self-serve payment solutions.
  • The partnership will enable faster, higher collections while preserving borrower relationships through digital wallets and automated payment processes.
  • This acquisition is part of Eltropy's strategy to build a comprehensive unified platform for community financial institutions, following previous acquisitions of POPi/o and Marsview.
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