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Exclusive: Brex partners with former competitor Zip, with an eye on reducing cash burn to get to an IPO

May 20, 2025 - techcrunch.com
Brex has partnered with former competitor Zip to enhance its enterprise offerings by integrating Brex’s virtual cards into Zip’s procurement platform. This collaboration aims to streamline procurement and payment workflows for enterprises, addressing the complexities of serving larger customers. The partnership reflects Brex’s strategy to diversify its revenue streams beyond interchange fees and reduce cash burn, as evidenced by its significant reduction in cash burn and restructuring efforts. Brex’s enterprise revenue grew by 70% in the first quarter, while Zip experienced 155% growth in its strategic enterprise segment.

The move to partner with Zip follows a similar collaboration with Navan, highlighting Brex’s approach of “coopetition” in fintech, where companies partner with others to enhance their offerings. Brex’s CEO, Pedro Franceschi, emphasized the importance of listening to customer needs and leveraging partnerships to provide integrated solutions. Despite not yet being profitable, Brex aims to go public eventually, focusing on improving its financial profile and market conditions. The partnerships with Zip and Navan are part of Brex’s broader strategy to strengthen its position in the enterprise market while managing growth and financial sustainability.

Key takeaways:

  • Brex is partnering with former competitors like Zip and Navan to enhance its enterprise offerings and streamline procurement and payment workflows.
  • The partnerships aim to reduce Brex's cash burn and focus on strategic growth, with Brex's cash burn down about 90% year-over-year in the first quarter.
  • Brex's enterprise revenue grew by 70% in the first quarter, while Zip experienced 155% growth in its strategic enterprise segment.
  • Brex plans to go public eventually, focusing on readiness and market conditions, while continuing to build strategic partnerships to meet customer needs.
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