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Exclusive: Ramp has more than doubled its annualized revenue to $700 million

Mar 03, 2025 - techcrunch.com
Fintech startup Ramp has achieved significant growth, reaching over $700 million in annualized revenue as of January this year, more than doubling its revenue in less than 18 months. Despite not being profitable by choice, Ramp is reinvesting heavily in R&D, with over half of its payroll expenses directed towards product development. The company has recently raised its valuation to $13 billion following a $150 million secondary share sale, a substantial increase from its $7.65 billion valuation last April. Ramp's revenue streams include interchange fees, transaction fees, SaaS revenue, foreign exchange, affiliate fees, and a spread from its Treasury product.

CEO Eric Glyman highlights the role of AI in reducing cash burn and enhancing operational efficiency, with AI tools being used across various teams to augment work processes and scale output. The company has also utilized AI to expedite creative processes, such as producing a Super Bowl ad in just 10 days. Ramp continues to expand, having crossed the 1,000 employee mark by the end of 2024, up from 730 employees last April. The company has secured $1.2 billion in equity financing and $700 million in committed debt funding since its inception in 2019.

Key takeaways:

  • Fintech startup Ramp has surpassed $700 million in annualized revenue as of January, showing significant growth from $100 million in March 2022.
  • Ramp's valuation nearly doubled to $13 billion following a $150 million secondary share sale, up from $7.65 billion in April of the previous year.
  • The company is not yet profitable by choice, focusing on reinvestment, particularly in R&D, with over half of its payroll spending directed there.
  • AI is being utilized across Ramp to reduce cash burn and enhance efficiency, including in sales, marketing, and product development.
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