For the full year 2024, Expensify reported a revenue of $139.2 million, an 8% decrease from the previous year, but saw improvements in net loss and adjusted EBITDA. The company completed its migration to a new card program and launched Expensify Travel, adding new revenue opportunities. Looking ahead, Expensify estimates free cash flow of $16.0 million to $20.0 million for fiscal year 2025 and plans to continue integrating AI into its operations, aiming for AI supremacy in fintech.
Key takeaways:
- Expensify reported a 5% increase in Q4 2024 revenue compared to Q3 2024, with a total revenue of $37.0 million for the quarter.
- The company achieved a significant reduction in net loss for FY24, down 76% year-over-year, and increased its adjusted EBITDA by 199% year-over-year to $39.4 million.
- Expensify has successfully integrated AI into its operations, reducing costs and improving efficiency, such as eliminating human intervention in the SmartScan process and upgrading its AI Concierge system.
- The company has become debt-free after paying off $22.7 million in debt and has completed the migration to its new Expensify Card program, which has increased interchange revenue by 54% year-over-year.