Erica Nielsen, RBC's group head of personal business, noted that while the bank's personal business segment performed well, consumers are cautious due to trade war threats. The mortgage market showed some buoyancy with falling interest rates, but uncertainty around tariffs has made consumers hesitant. Nielsen expects increased competition in the mortgage sector with upcoming renewals and anticipates business growth once there is more clarity on tariffs. The bank is closely monitoring potential impacts on employment and job losses, similar to trends observed during the COVID-19 pandemic.
Key takeaways:
- RBC's CEO Dave McKay emphasizes the importance of artificial intelligence for the bank's future growth amid trade war uncertainties.
- Despite fears of a recession due to U.S. tariffs, RBC remains confident in its ability to grow by acquiring more clients and leveraging AI.
- RBC's personal business segment, including deposits and mortgages, performed well, but consumers are cautious due to trade war threats.
- Erica Nielsen, RBC's group head of personal business, anticipates increased competition in the mortgage market with many renewals coming up.