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TCH's real-time payments can be larger; Mastercard to pay $254 million UK settlement

Dec 04, 2024 - americanbanker.com
The Clearing House (TCH) has increased its transaction limits from $1 million to $10 million, effective from February 9, to encourage more businesses to use its Real-Time Payments (RTP) Network. The move is expected to benefit industries such as real estate and shipping, which have been hindered by the lower limits. Meanwhile, Mastercard has agreed to settle a UK card fee lawsuit for around $254 million, marking the end of a nine-year litigation.

In other news, blockchain firm Ripple has partnered with Swiss decentralized finance incubator Tenity to support startups using Ripple's XRP ledger. Coinbase is enabling Apple Pay for third-party apps to simplify the process of buying crypto. Over 70 companies, including Visa, Mastercard, and several UK banks, are developing a shared digital identity to combat fraud. Finally, the Commonwealth Bank of Australia has reported a 50% reduction in scam losses due to its use of artificial intelligence.

Key takeaways:

  • The Clearing House is increasing its transaction limits from $1 million to $10 million, effective Feb. 9, to encourage more businesses to move their activity to the RTP Network.
  • Mastercard has reached an agreement to settle a collective card fee lawsuit in London for about 200 million pounds ($254.2 million).
  • Blockchain technology firm Ripple has joined Tenity, a Switzerland-based decentralized finance incubator, to provide mentoring, education and access to startup investors.
  • The Commonwealth Bank of Australia has used artificial intelligence to reduce customer scam losses by 50% compared to the previous year.
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