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The Future Of Fintech: Why Modern Platforms Are Key To Success In Finance

Feb 28, 2025 - forbes.com
The article discusses the challenges financial firms face due to reliance on outdated legacy systems, which are costly, slow, and vulnerable to modern security threats. These systems hinder scalability, integration of AI tools, and overall innovation, impacting both firms and their clients. The article highlights the significant financial burden of maintaining these systems and the growing retirement savings gap, emphasizing the need for modernization to better serve clients and meet future demands.

To address these issues, the article advocates for a shift to cloud-native platforms, which offer scalability, cost reduction, enhanced security, and flexibility for innovation. It stresses that firms should rebuild rather than attempt to modernize old systems, choose technology partners wisely, and plan for long-term growth. Effective client communication during transitions is crucial to minimize disruptions. Ultimately, modernization is presented as essential for firms to remain competitive, secure, and responsive to client needs in the evolving financial landscape.

Key takeaways:

  • Legacy technology in financial firms is costly and poses security risks, with outdated systems unable to handle modern threats and innovations.
  • Cloud-native platforms offer scalability, cost reduction, improved security, and flexibility for innovation, making them a superior alternative to legacy systems.
  • Successful modernization requires rebuilding systems from the ground up and choosing technology partners that align with long-term business strategies.
  • Modernization should focus on long-term growth and minimizing client disruptions, ensuring that new platforms meet evolving consumer expectations and technological advancements.
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