The report suggests significant changes in the banking industry, with potential improvements in earnings. By 2027, banks could see pretax profits increase by 12% to 17%, potentially adding up to $180 billion to their bottom line due to AI-driven productivity gains. A World Economic Forum survey also predicts workforce reductions as AI automates tasks, with 41% of employers planning to downsize. Unlike previous years, the 2023 report does not suggest that AI and other technologies will be a net positive for job numbers.
Key takeaways:
- Global banks are expected to cut up to 200,000 jobs in the next three to five years due to AI encroachment on tasks currently done by humans.
- Back office, middle office, and operations roles are most at risk, with AI transforming rather than fully eliminating these jobs.
- AI-driven productivity could increase banks' pretax profits by 12% to 17% by 2027, potentially adding up to $180 billion to their bottom line.
- 41% of employers plan to downsize their workforce as AI automates tasks, with generative AI expected to boost productivity and revenue by at least 5% in the coming years.